Services
We care for the people
behind the portfolios
a relationship, not a number
Services
We care for the people behind the portfolios
"Finding the best person or the best organization to invest your money is one of the most important financial decisions you'll ever make."
personalized investment and
asset management
Your planning strategy includes:
- Goal-aligned asset allocation
- Tax-efficient investments
- Fee analysis
Risk management
The ability to assume risk and accept differ between individuals. We educate and advise you to make informed decisions based on our knowledge of your unique investment profile.
You have peace of mind knowing that we thoroughly understand your risk threshold. We bring foresight and guidance where it matters most. In the event of a market drop or correction, we are there to optimize asset protection, avoid permanent losses and potentially capitalize on temporal losses.
Other risk mitigating strategies include diversification vs. dilution, fixed income and a low volatility portfolio.
Retirement Planning
Your vision and dedication are vital to a successful retirement. Having a plan means having insight. We advise you on the opportunities and the possible risks that may affect your plan in the future.
Our process includes a projection and analysis of your retirement income and needs. Through goal setting, you can visualize your retirement freedom in advance.
We assess and clarify all of your savings and potential benefits, including TFSA, RRSP, CPP, OAS contributions and holding company implications related to your retirement.
Tax Strategies
Depending on the scenario and eligibility, some opportunities to increase your bottom line may be:
- Divide your income with a family members
- Defer income taxes, which can allow for larger compounding of investment return
- Deduct expenses from your income
- Decrease your tax rate by carefully selecting the source of the income generated
- Intergenerational transfers
Corporations and Businesses
We provide our corporate clients with a specialized degree of insight for their business needs, Diligent care and communication with you every step of the way.
As business owners, your concerns may include mitigating risk, improving investments or fully optimizing your tax opportunities.
Our ability to clarify and explain transactions or provide solutions to help protect your business gives you peace of mind and confidence to forge ahead.
Estate Planning
Early discussions are helpful and various estate plan solutions include:
- Legacy planning
- Intergenerational transfer
- Donations to children
- Trusts
- Charitable donations
